While it's true that our local real estate market has not experienced the declines other markets across the country have experienced - there is one common theme across the country: buyers are cautious. The reality is this is a great time to buy. Mortgage rates are low; inventory is good; and some buyers are eligible for an $8,000 federal tax credit. But still, buyers remain somewhat cautious.
My company, Coldwell Banker Hickok & Boardman Realty has designed a program to give home buyers peace of mind and protection during the first year of home ownership called The Buyer Assurance Plan. Coldwell Banker Hickok & Boardman Realty is the only company in our market offering this Plan!
This plan combines a Home Mortgage Protection plan in the event of a job loss and/or a Home Warranty on many major appliances and systems in the home for one year.
As a Seller, you may choose to provide this coverage for a Buyer, distinguishing your home from others on the market. The Plan will provide a cash payment to the Buyer for up to 4 months and as much as $1500 per month in the event the Buyer loses their job. The Buyer Assurance Plan may also include Home Protection, covering the repair or replacement of many of the most frequently occurring breakdowns of home systems and appliances. There is no sign up fee for you to add this marketing program to your home and premiums are paid at time of closing. Like any insurance plan, some restrictions would apply - so I encourage you to read the FAQ's provided by the two carriers. http://hickokandboardman.com/bap_faq
As a Seller, here are a few benefits of this program to you:
1. Peace of Mind Protection - addresses the fear of job loss by paying a cash benefit directly to the home buyer if their income stops due to job loss
2. Marketing this plan differentiates your home from others on the market
3. Encourages buyers to make a positive purchase decision
4. No sign up fee's
5. No premium payment is due until your home closes!
Coldwell Banker Hickok & Boardman Realty has bundled these two separate insurance plans together. However, the plans may also be purchased separately. The combined cost of the Plan is $754 for a single family home or $714 for a condominium (due at closing).
I believe this program is worth considering. It absolutely will make your listing stand out from others!
Please contact me with questions or to receive additional information. If you are interested there is a simple opt-in agreement I would be pleased to send you.
- Stella Abraham, REALTOR
Coldwell Banker Hickok & Boardman Realty
346 Shelburne Road, Burlington, VT 05401
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